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Welcome! Whether it’s free checking, free Online Banking, free internet Bill Pay or competitive loan terms, we aim to provide helpful cutting edge features along with unparalleled personal customer service that the “Big Banks” just can’t give. Stop in soon. You’ll be glad you did.

At Farmers & Merchants State Bank,
you're a name and a face.
~
We're a friendly, locally owned community bank
on the same corner with the same name since 1886.
~
If your bank has made you a number
and you're not even sure who owns it any more,
stop by and talk with us.
~
Maybe we can be your next and last bank
.

Phone Numbers

Neola branch 712-485-2245
Minden branch 712-483-2611
24-Hour Phone Banking 1-888-269-7393
Bill Pay Support Line 1-866-898-7075

Locations

Neola branch
300 Front Street
Neola , Iowa 51559

Minden branch
2nd St & Broadway
Minden , Iowa 51553

ATM Locations

Kum & Go, I-80 Exit 23, Neola

Fill N Food / A&W, I-80 Exit 29, Minden

Hours of Operations

Neola branch:
8:30 - 4:00 Mon-Thu
8:30 - 6:00 Fri
8:30 - 12:00 Sat

Minden branch
8:30 - 4:00 Mon-Thu
8:30 - 6:00 Fri

FDIC
Farmers & Merchants State Bank

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EHL
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