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MORTGAGE LOANS: Fostering homeownership in southwest Iowa for generations to come

  • Competitive rates and terms with adequate down payment
  • Decisions are made locally
  • Variety of terms available - talk with us (712) 485-2245

CONSUMER INSTALLMENT LOANS: Affordable loans to meet a variety of your credit needs

  • Competitive rate loans available for new and used cars and trucks
  • Personal loans for those unexpected bills
  • Convenient automatic payment from checking or savings account available

AG LOANS: Flexible loans designed to meet the specific needs of today's successful producers

  • Experienced Ag lender on staff
  • Annual operating loans
  • Farm real estate and mortgages
  • Loans for equipment, livestock, etc. with terms to fit your unique needs

COMMERCIAL LOANS: Partnering with local entrepreneurs to help grow strong businesses

  • Annual operating loans
  • Loans for real estate, vehicles and other commercial needs
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Farmers & Merchants State Bank

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